Financing and Leasing Options

At Lee Furniture, we offer several financing and leasing “No-credit” options as well as some “credit-check” options.

Credit Needed

a decision is based upon your credit file, there is no money down and 12 month same as cash option, pay it off in 12 months and no finance charge!

Synchrony Finance is a credit-based company. 

No Interest if paid in full within 12 Months. 

Can be combined with discount offers on qualifying purchases. No minimum purchase required. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months. Minimum monthly payments required.

Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 12 Months. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time.


No-Credit Options:

a down payment and checking account is required, and other conditions do apply (see below for details)!


Okinus requires $53.50 down at the time of purchase and a checking account. They do not check your credit, so there is no “hit” to your credit report. No-credit-needed is a “soft” hit to your credit file. They offer a 90 day early buyout option- pay it off in 90 days and there is no interest. Plus, they report to the credit bureau after every payment, which helps your credit score.

okinus logo


Snap! financing requires $39 down at the time of purchase. You must have an active checking account and routing number. They do not base your approval on your credit. They offer a 100 day same as cash option- pay it off in 100 days and there is no interest.


Get it now. Pay over time. No credit needed.*
•Approvals from $300 - $5,000*
•Fast & Easy Application
•Quick Lending Decision†

Approval is possible without a credit score, but credit will be checked. Subject to approval and standard underwriting criteria. Terms and conditions subject to change at any time without prior disclosure or notice. Products may vary by location.† Decisions may take additional time and not be same day, including if more information is needed to complete an application.


Payment Options Accepted:

We accept Visa, MasterCard, Discover, AMEX, and Cash.

  • visa
  • mastercard
  • discover
  • american express
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