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Financing Options

At Lee Furniture, we offer several financing from several “no-credit-check” companies and several “credit-check” companies.
 
The No-Credit Check Options:
Merchants Preferred requires $49 down and, a non-prepaid account.  They do not check your credit, so there is no “hit” to your credit report. Each no-credit-check program automatically has a 90 days same as cash option – pay it off in 90 days and there is no interest. Plus, they report to the credit bureau, which helps your credit score.

American First Finance allows pre-paid or payroll cards and requires $53.50 at the time of purchase.  They do not check your credit, so there is no “hit” to your credit report. Each no-credit-check program automatically has a 90 days same as cash option – pay it off in 90 days and there is no interest. Plus, they report to the credit bureau, which helps your credit score.

These companies require $53.50 down at the time of purchase and a checking account. They do not check your credit, so there is no “hit” to your credit report. Each no-credit-check program automatically has a 90 days same as cash option – pay it off in 90 days and there is no interest. Plus, they report to the credit bureau, which helps your credit score.

Credit Check Option:

Synchrony Finance is a credit-based company. The application to Synchrony must be completed in the store

These offers are provided by Synchrony Bank, based on approved credit. Other exclusions and restrictions may apply. Tax and delivery cannot be financed. A credit card must be entered to pay for tax & delivery.

Each purchase through Synchrony automatically has a 12-month same as cash option. If you pay it off in 12 months, no interest. Visit us today and ask our qualified staff about Synchrony Financing!  

No Interest if paid in full within 12 Months. APPLICATION must be done in store.  

Can be combined with discount offers on qualifying purchases. No minimum purchase required. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within  12 months. Minimum monthly payments required.

Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 12 Months. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time.


 
Payment Options:

We also accept Visa, Mastercard, American Express, and Discover credit cards.

               

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