Synchrony Finance
No Interest if paid in full within 12 Months. Can be combined with discount offers on qualifying purchases. No minimum purchase required. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months. Minimum monthly payments required.
Acima Leasing
12 month lease with a 90 day early buyout option! A processing fee of $25 included.
Koalafi
Shop Now. Pay Over Time. Koalafi's lease-to-own financing options mean that you don't have to put your important purchases on hold.
We do perform a credit check on customers as part of our application process. “No Credit Needed” does not imply no credit check. This is a lease-to-own product. You will not own the leased items unless you make all scheduled payments or prepay in accordance with the lease. Details may vary by state.
Snap Financing
Snap! financing requires $39 down at the time of purchase. You must have an active checking account and routing number. They do not base your approval on your credit. They offer a 100 day same as cash option- pay it off in 100 days and there is no interest.
Okinus
Okinus requires $19.95 down at the time of purchase and a checking account. They do not check your credit, so there is no “hit” to your credit report. No-credit-needed is a “soft” hit to your credit file. They offer a 90 day early buyout option- pay it off in 90 days and there is no interest. Plus, they report to the credit bureau after every payment, which helps your credit score.